USDA Vs. FHA Pro and Con comparison in Hickam-Housing, Honolulu County, HI
For 2026, the USDA loan limit in Hickam-Housing, county of Honolulu, HI, stands at $576,800, whereas for a single-family home, the FHA limit is $721,050.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Hickam-Housing, Honolulu County, HI
Loan Type
Loan Limit
Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in Hickam-Housing, HI
The aim of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan. Start the process by choosing from three options to align with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages do not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
91-1202 Renton Road, Suite A, Ewa Beach, HI, 96706
Lends in Hawaii
Ewa Federal Credit Union was chartered on February 5, 1937 by an agency of the Federal government, then the Farm Credit Administration. With $80 in shares, sixteen charter members held their first organization meeting in the sugar plantation's Administration building. Membership drives were held in the various villages which produced 308 members
"House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina.
Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.
Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.
Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
Lends in Hawaii
Duncan Hsia founded Infinite Financial to offer customers the best real estate financing options for their purchases or refinances. Duncan has helped many customers at other mortgage lenders over the years, but was frustrated to be limited to certain products and services. Now, at Infinite Financial, he’ll be able to build a team.
Our executive team consists of industry experts and professionals in the financial and real estate industry. We are well versed when it comes to understanding how a mortgage can affect clients in all areas of their financial life. With a highly dedicated executive team, CF Home Loans is committed to providing an environment to promote teamwork.
