For 2025, the USDA loan limit in Hickam-Housing, county of Honolulu, HI, stands at $576,800, whereas for a single-family home, the FHA limit is $721,050.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $576,800 | 0% |
| FHA | $721,050 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan. Start the process by choosing from three options to align with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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