USDA Vs. FHA your options comparison in Kapolei, Honolulu County, HI
In 2025, the limit for USDA loans in Kapolei, Honolulu, HI is $725,000, while the limit for an FHA loan on a single-family home is $770,500.
Utilize Lendersa®'s USDA loan calculator to compare the current best rates for USDA vs. FHA loans. Determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you in selecting the best program in Alabama for your financial situation.
2025 Loan Limits and Down Payment Needs in Kapolei, Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Kapolei, HI
The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from three approaches to match with lenders and USDA programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
24816 Morning Mist Drive, Moreno Valley, CA, 92557
The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
