USDA Loan Vs. FHA loan pro & con Makakilo, Honolulu County, HI

In 2026, the USDA loan limit in Makakilo, Honolulu county, HI is $725,000, whereas the FHA limit for a single-family home is $770,500.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Identify the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best option for your financial needs in Alabama.

USDA and FHA Loan Options in Makakilo, HI

Lendersa® aims to quickly secure the ideal USDA or FHA loan for you, without the hassle. Choose one of three pathways to connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in HI

A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or mortgage and is exclusively available in rural areas. FHA loans require at least a 3.5% down payment, while USDA loans require none.

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(814) 965-4311 Lender's profile and map Reviews PennTech Community Federal Credit Union 409 Center Street, Suite C, Johnsonburg, PA, 15845 PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
(814) 242-4155 Lender's profile and map Reviews Fort Ligonier Federal Credit Union 1917 Penn Avenue, Jerome, PA, 15937 Fort Ligonier FCU was established in 1958 for the benefit of all the employees of Ligonier Valley School District. At that time the employees saw a need for a local credit union where the members could save and borrow money locally. The credit union has assets totaling $3.08 Million and provides banking services to more than 400 members.
(888) 918-0806 Lender's profile and map Reviews HOME HARBOR FINANCIAL, LLC 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092 The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.
(904) 494-8634 Lender's profile and map Reviews Countryplace Mortgage 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092 Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.
904-570-4907 Lender's profile and map Reviews The O’Kavage Group 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092 The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.
(904) 755-6776 Lender's profile and map Reviews FIRST COAST LOANS 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092 "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(757) 571-9200 Lender's profile and map Reviews ANNUVA Financial 110 Traders Cross, Suite 119, Bluffton, SC, 29909 At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
(336) 662-6200 Lender's profile and map Reviews Summit Credit Union 8210 West Market Street, Greensboro, NC, 27409 Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
(904) 903-4447 Lender's profile and map Reviews NuView Mortgage LLC 14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250 At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
904-494-6000 Lender's profile and map Reviews Future Financial LLC 315 11th Ave. North, Jacksonville Beach, FL, 32250 Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.