USDA Vs. FHA Pro and Con comparison in Waipio, Honolulu County, HI
For 2025, the USDA loan limit in Waipio, within Honolulu county, HI, is $725,000, while the FHA limit for a single-family home stands at $770,500.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Waipio, Honolulu County, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Selections in Waipio, HI
Lendersa® aims to provide you with optimal USDA or FHA loan options quickly and effortlessly. Choose one of three options to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, known as the USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which demand a down payment of 3.5% minimum, the USDA mortgage requires no down payment at all.
Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
To our customers, we pledge performance excell
First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
