USDA Vs. FHA your options comparison in Royal-Kunia, Honolulu County, HI
In 2025, the USDA loan cap in Royal-Kunia, Honolulu county, HI is $576,800, whereas the FHA cap for a single-family home is $721,050.
Utilize Lendersa®'s USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the needed income, credit, reserves, and documents. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Needs in Royal-Kunia, Honolulu county, HI
Loan Type
Loan Limit
Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Royal-Kunia, HI
Lendersa® aims to provide you the best USDA or FHA loan quickly and effortlessly. Start with one of these three steps to connect with matching lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require none.
1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
