USDA and FHA Pro and Con in Wailea, Maui County, HI

In the year 2025, the USDA loan limit for Wailea, located in the county of Maui, HI, is set at $725,000. For a single-family home, the FHA loan limit is $977,500.

Leverage the Lendersa® USDA loan calculator to effectively compare today's optimal USDA and FHA rates, identifying the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial situation in .

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2025 Loan Limits & Downpayment Requirements in Wailea, County of Maui, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Wailea, HI

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in HI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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