USDA Vs. FHA your options comparison in Makaha, Honolulu County, HI
In the year 2026, the USDA loan limit in Makaha, located in the county of Honolulu, HI, is set at $725,000. Meanwhile, the FHA loan limit for a single-family dwelling is $770,500.
To make the best decision, utilize the Lendersa® USDA loan calculator today to compare USDA and FHA rates. Discover the income requirements, credit score criteria, reserves, and essential documents necessary for eligibility. With our advanced mortgage calculator, you can view options for USDA, FHA, Conforming, and VA loans side by side, helping you choose the best fit for your specific financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Makaha, County of Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Overview of USDA and FHA Loan Options in Makaha, HI
Lendersa® strives to secure the best possible USDA or FHA loan for you, efficiently and with ease. Begin the journey with one of three strategic starting points to match with lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are solely available in rural areas, providing a unique opportunity for community growth. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans offer an incredible advantage by not requiring any down payment.
The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
On August 1, 2020, St. Columbkille Federal Credit Union merged with All Saints Federal Credit Union. There are now two branch locations to serve you: the St. Columbkille Branch in Parma and the St. Therese Branch in Garfield Heights. Our field of membership is open to employees and members of the Catholic Diocese of Cleveland
Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
