USDA Vs. FHA Pro and Con comparison in Makaha, Honolulu County, HI
In the year 2025, the USDA loan limit in Makaha, located in the county of Honolulu, HI, is set at $725,000. Meanwhile, the FHA loan limit for a single-family dwelling is $770,500.
To make the best decision, utilize the Lendersa® USDA loan calculator today to compare USDA and FHA rates. Discover the income requirements, credit score criteria, reserves, and essential documents necessary for eligibility. With our advanced mortgage calculator, you can view options for USDA, FHA, Conforming, and VA loans side by side, helping you choose the best fit for your specific financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Makaha, County of Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Overview of USDA and FHA Loan Options in Makaha, HI
Lendersa® strives to secure the best possible USDA or FHA loan for you, efficiently and with ease. Begin the journey with one of three strategic starting points to match with lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are solely available in rural areas, providing a unique opportunity for community growth. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans offer an incredible advantage by not requiring any down payment.
Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.
Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
