USDA and FHA Pro and Con in Waialua, Honolulu County, HI
In 2025, USDA loan limit in Waialua, county of Honolulu, HI is $725,000 while FHA limit is $770,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Waialua, county of Honolulu, HI
Loan Type
Loan Limit
Down payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Waialua, HI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
24040 Camino Del Avion, A152, Dana Point, CA, 92629
First American Capital Real A diverse company starting out as a Mortgage Broker, then transitioning to a Mortgage Banker. As a Real Estate Company and Lender our goal is to help Stabilize Neighborhoods. We have an A-Z solution to dispose of assets via Traditional and Alternative liquidation processes.
33971 Selva Road, Suite 120, Dana Point, CA, 92629
Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.
24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
At Centaurian Commercial Capital, we believe that every client is unique, and we are committed to providing quality service tailored to each individual's requirements. We have established long-standing relationships with premier lending partners, enabling us to offer our clients the best financing solutions.
