In the year 2025, the USDA loan limit for Waialua is set at $725,000 in Honolulu county, HI. In comparison, the FHA limit for a single-family home is $770,500.
Lendersa® provides a USDA loan calculator to easily compare the best rates available today for USDA versus FHA loans. This tool helps you determine the necessary income, credit profile, reserves, and documents required to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the best option for your financial situation in .
Annual Loan Limits and Downpayment Requirements for 2025 in Waialua, Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Waialua, HI
The goal of Lendersa® is to help you quickly secure the optimal USDA or FHA loan, hassle-free. Start with any of three entry points to connect with matching lenders and explore USDA loan programs available to you.
USDA home loans, often called USDA rural development loans or USDA mortgages, are backed by the U.S. Department of Agriculture. They are exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022
Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients
5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.
2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
