USDA and FHA Pro and Con in Nanakuli, Honolulu County, HI

For 2025, the USDA loan limit in Nanakuli, located in Honolulu county, HI, is set at $725,000, while the FHA limit for a single-family home is $770,500.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and identify the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA plans side by side to determine which program in suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2025 in Nanakuli, Honolulu County, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $770,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Nanakuli, HI

Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose one of three paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in HI

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also termed as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Multiline Mortgage Services, Inc. We are a Mortgage Broker licensed in Florida, Georgia and Iowa. It is our pledge to all clients to work with the utmost integrity, respect, patience, and transparency to teach the loan process so our clients know how their money is being spent. No question is insignificant.
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  • JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.
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