USDA VS FHA in Nanakuli, Honolulu County, HI

In 2024, USDA loan limit in Nanakuli, county of Honolulu, HI is $725,000 while FHA limit is $770,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Nanakuli, county of Honolulu, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $770,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Nanakuli, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premium Lending, LLC
  • 141 E. Palm Ln, Suite 202, Phoenix, AZ, 85004
  • Premium Lending, LLC has been offering mortgage loans to the public for over 20 years. Premium Lending, LLC originally was started to assist people who could not find financing through traditional lending sources. Premium Lending, LLC is committed to making loans people can afford.
  • Arizona Central Credit Union
  • 2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
  • Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
  • Republic Bank of Arizona
  • 645 E. Missouri Ave, Suite 108, Phoenix, AZ, 85012
  • Success is a team effort, and RBAZ is here to help facilitate your success. We offer all of the progressive banking solutions you'd expect from a much bigger bank, all backed by sound banking principles, exceptional personal service, and a promise to exceed your expectations of what a local community bank can be.
  • Mega Loans
  • 20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
  • Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less. We have an innovative website that clients can visit at https://loanfactory.com.
  • Lion Mortgage
  • 3550 North Central Avenue, Suite 1860, Phoenix, AZ, 85012
  • Lion Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We specialize in delivering unconventional solutions to find you the best mortgage.
  • Access Capital Group, Inc.
  • 202 East Earll Drive, Suite 460, Phoenix, AZ, 85012
  • Access Capital Group, Inc. has been closing residential home loans since 2001.Our entire organization is built to provide you with market insight, industry leading customer support, and the lowest rates available in your area. Our nationally certified mortgage professionals will work with you one on one to ensure that you get a financial solution.
  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.