USDA and FHA Pro and Con in Waianae, Honolulu County, HI
As of 2025, within Waianae, located in the county of Honolulu, HI, the USDA loan limit reaches $725,000, whereas the FHA loan limit for a single-family house is $770,500.
Make use of the Lendersa® USDA loan calculator to contrast the best USDA and FHA rates available today. Determine the income, credit scores, reserves, and documentation necessary for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the most beneficial program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Waianae, Honolulu County, HI
Type of Loan
Loan Cap
Required Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Waianae, HI
The mission of Lendersa® is to facilitate the procurement of the most advantageous USDA or FHA loan quickly and with ease. Choose from three different starting options to connect with lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is designed for rural settings only. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
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Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.
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At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you