USDA Vs. FHA your options comparison in Mililani-Mauka, Honolulu County, HI

In 2024, USDA loan limit in Mililani-Mauka, county of Honolulu, HI is $576,800 while FHA limit is $721,050 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Mililani-Mauka, county of Honolulu, HI

Loan Type Loan Limit Down payment
USDA $576,800 0%
FHA $721,050 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Mililani-Mauka, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Big River Mortgage
  • 10020 W Fairview Ave, Suite 201, Boise, ID, 83704
  • At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
  • Rainmaker Lending Capital
  • 5987 W State St, Unit A, Boise, ID, 83703
  • Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.
  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
  • TruGrocer Federal Credit Union
  • 501 East Highland Street, Boise, ID, 83706
  • TruGrocer Federal Credit Union has been open since 1965. It's the 9th largest credit union in Idaho with assets totaling $347.01 Million and providing banking services to more than 24,000 members. The credit union is a single common bond credit union, serving a specific company or organization
  • Signet Mortgage
  • 3060 S Rookery Ln, Boise, ID, 83706
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing
  • Ideal Lending LLC
  • 4213 W Chinden Blvd., Garden City, ID, 83714
  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.
  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.