USDA Vs. FHA your options comparison in Mililani-Town, Honolulu County, HI
For 2025, in the city of Mililani-Town and county of Honolulu, HI, the USDA loan cap is $576,800, whereas the FHA loan cap for a single-family residence is $721,050.
Utilize the Lendersa® USDA loan calculator to assess the latest USDA vs. FHA rates. This helps determine the necessary income, credit score, reserves, and paperwork for qualification. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, assisting with your financial decision-making in Alabama.
Loan caps and deposit needs for 2025 in Mililani-Town, county of Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Mililani-Town, HI
Lendersa® aims to offer you the best USDA or FHA loan swiftly and with ease. Choose any of these three initial steps to find matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
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