In the year 2025, the USDA loan limit for Waimalu, situated in the county of Honolulu, HI, amounts to $725,000. Meanwhile, the FHA limit stands at $770,500 for single-family residences.
Utilize Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates and discover the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options alongside each other, aiding you in selecting the most suitable program in for your unique financial scenario.
2025 Loan Limits and Down Payment Guidelines in Waimalu, Honolulu County, HI
Type of Loan
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Alternatives in Waimalu, HI
Lendersa® aims to secure the best USDA or FHA loan swiftly without hassle. Choose one among three different starting points to connect with lenders and explore USDA loan programs efficiently.
A USDA home loan, secured by the U.S. Department of Agriculture, is specifically for rural areas. It's also known as a USDA rural development loan or USDA mortgage. Unlike FHA loans, which need a 3.5% minimum down payment, USDA mortgages require no down payment at all.
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800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
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12808 West Airport Blvd, Suite 291, Sugar Land, TX, 77478
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800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
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14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
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3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
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16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
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14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
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