USDA Vs. FHA your options comparison in Waikapu, Maui County, HI
In 2025, the USDA loan threshold for Waikapu, in Maui county, HI, is set at $725,000, whereas the FHA ceiling for a single-family home reaches $977,500.
Leverage the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today. It helps evaluate the income level, credit score, reserve requirements, and necessary documents for qualification. Through our detailed mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side. This assists you in determining which plan in aligns best with your financial needs.
Overview of 2025 loan limits and down payment criteria in Waikapu, Maui, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Opportunities for USDA and FHA loans in Waikapu, HI
The objective of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan option, minus the hassle. You can start with any of three pathways to connect with suitable lenders and the right USDA loan schemes.
The USDA home loan, ensured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural regions. Unlike FHA loans demanding a down payment of at least 3.5%, USDA loans are issued with no down payment requirement.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
