USDA Loan Vs. FHA loan for Waikapu, HI 2025

In 2025, the USDA loan threshold for Waikapu, in Maui county, HI, is set at $725,000, whereas the FHA ceiling for a single-family home reaches $977,500.

Leverage the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today. It helps evaluate the income level, credit score, reserve requirements, and necessary documents for qualification. Through our detailed mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side. This assists you in determining which plan in aligns best with your financial needs.

Opportunities for USDA and FHA loans in Waikapu, HI

The objective of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan option, minus the hassle. You can start with any of three pathways to connect with suitable lenders and the right USDA loan schemes.

Lendersa USDA loan application and matching results

What Constitutes a USDA Loan in HI?

The USDA home loan, ensured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural regions. Unlike FHA loans demanding a down payment of at least 3.5%, USDA loans are issued with no down payment requirement.

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(512) 522-5818 Lender's profile and map Reviews Wang Mortgage LLC 2009 Vervain Court, Austin, TX, 78733 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
512 394 7114 Lender's profile and map Reviews Thrive Lending 809 Cuernavaca Dr N, Austin, TX, 78733 Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “
(503) 782-8946 Lender's profile and map Reviews Victory Home Loans 1840 Acton Highway, Granbury, TX, 76049 Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
(361) 449-1571 Lender's profile and map Reviews Southtrust Bank, National Association 601 Guadalupe Street, George West, TX, 78022 SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
(877) 918-5528 Lender's profile and map Reviews Bankers Mortgage 17100 N. May Ave, Edmond, OK, 73012 Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
(580) 757-2409 Lender's profile and map Reviews Peoples Bank & Trust Co. 2400 NW 178th St, Edmond, OK, 73012 Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
9498873788 Lender's profile and map Reviews Park Place Finance LLC 7000 North Mopac Expressway, Suite 200, Austin, TX, 78739 Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
(512) 288-4700 Lender's profile and map Reviews 1st USA Home Loans 12512 Alcanza Drive, Austin, TX, 78739 At 1st USA Reverse Mortgage, LLC we are not here to sell you products. We are here to help you find solutions to your needs. Our goal is to educate people honestly about the pros and cons of reverse mortgages. We are here to create awareness and a better understanding of reverse mortgages throughout.
(830) 401-6026 Lender's profile and map Reviews First Commercial Bank, National Association 1336 E. Court St, Seguin, TX, 78155 First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
(405) 655-5729 Lender's profile and map Reviews Security Financial Mortgage 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025 Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
(405) 755-1000 Lender's profile and map Reviews Quail Creek Bank, National Association 12201 North May Avenue, Oklahoma City, OK, 73120 Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
(405) 608-4500 Lender's profile and map Reviews First Liberty Bank OKC and Norman 9601 N May Avenue, Oklahoma City, OK, 73120 As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.