USDA VS FHA in Lahaina, Maui County, HI

For 2025, the USDA loan limit in Lahaina, within Maui county, HI, is $725,000, whereas the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's finest USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in choosing the optimal program for your unique financial needs in .

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Loan Limits and Downpayment Guidelines for 2025 in Lahaina, Maui County, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Lahaina, HI

Lendersa® strives to swiftly provide you with the best USDA or FHA loan options with ease. Choose from three pathways to match with lenders and explore USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in HI

A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
  • Alliance Mortgage
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  • "We have built a strong reputation throughout Louisiana as a full service mortgage company, serving the lending needs of individual buyers, real estate professionals and builders. We provide full service mortgages with an experienced staff offering expertise in every area of mortgage lending"
  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
  • Citizens Bank Columbia
  • 814 Main Street, Columbia, MS, 39429
  • Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
  • Hustisford State Bank
  • 200 South Lake Street, Hustisford, WI, 53034
  • The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
  • NAS JRB Credit Union
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  • NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
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  • First State Bank of Beecher City has been providing personal service to its friends and neighbors. Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
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  • Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
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  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.