USDA Loan Vs. FHA loan for Lahaina, HI [Maui County Rates 2023]

In 2025, USDA loan limit in Lahaina, county of Maui, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lahaina, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 838-7101 2524 miles Lender's profile and map Reviews Equinox Home Financing, Inc. 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780 Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
(949) 200-6550 2524 miles Lender's profile and map Reviews Alta Equities 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780 Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
(949) 678-1001 2524 miles Lender's profile and map Reviews KEY HOME GROUP 28 Silver Crescent, Irvine, CA, 92603 KEY HOME GROUP have been in the real estate services business in Southern California for over 40 successful years and will be here for many more. Their devotion to making your move as quick and painless as possible, while still ensuring that you get the best results makes them the best candidates to be your real estate agents.
(714) 746-8801 2524 miles Lender's profile and map Reviews The Proton Group Inc. 119 Jadestone, Irvine, CA, 92603 The Proton Group Inc will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved.
(949) 535-0265 2524 miles Lender's profile and map Reviews Westpark Loans 6789 Quail Hill Pkwy, Irvine, CA, 92603 Westpark Loans is a nationwide, direct hard money lender. Established in 2007, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation pro
949-799-4855 2524 miles Lender's profile and map Reviews Westpark Equity Group Inc 6789 Quail Hill Pkwy #146, Irvine, CA, 92603 Westpark Loans is a nationwide,direct hard money lender, provide short-term fix & flip financing and long-term rental financing for real estate investors.Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding.
(714) 779-5626 2524 miles Lender's profile and map Reviews Underwood Mortgage Group 151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870 Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.
(714) 814-5296 2524 miles Lender's profile and map Reviews Socalzone 2351 Natchez Avenue, Placentia, CA, 92870 Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.
(949) 409-9229 2524 miles Lender's profile and map Reviews Crosswalk Mortgage, Inc 377 E. Chapman Ave, Suite 200, Placentia, CA, 92870 Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.
(866) 515-1212 2524 miles Lender's profile and map Reviews Access Lending Solutions Inc. 1407 Kliner Ln, Placentia, CA, 92870 Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.