USDA Vs. FHA Pro and Con comparison in Napili-Honokowai, Maui County, HI
For 2025, in Napili-Honokowai, situated in Maui county, HI, the USDA loan limit is set at $725,000. For a single-family home, the FHA limit stands at $977,500.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, helping you to decide which program in best suits your financial situation.
2025 Loan Limits & Downpayment Requirements in Napili-Honokowai, County of Maui, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Napili-Honokowai, HI
The primary goal of Lendersa® is to provide you with the most advantageous USDA or FHA loan quickly and effortlessly. Choose from one of three starting points that connect you with lenders and the USDA loan programs:
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
625 Kenmoor Ave SE, Suite 200, Grand Rapids, MI, 49546
Red Oak Capital Holdings, LLC is a family of commercial real estate finance and investment companies that includes Red Oak Financial, LLC, Red Oak Holdings Management, LLC, and Red Oak Capital GP, LLC. The Michigan-headquartered firm is anchored on a strong team that collectively delivers over 100 years of commercial real estate lending
2 Office Park Cir, Suite 103, Birmingham, AL, 35223
Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
500 Office Park Dr, Suite 410, Birmingham, AL, 35223
Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.
At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
