FHA Vs. USDA loan program for Napili-Honokowai, Maui County, Hawaii

In 2025, USDA loan limit in Napili-Honokowai, county of Maui, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Napili-Honokowai, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 793-6470 2564 miles Lender's profile and map Reviews Mountain West Financial Inc. 1209 Nevada St. #200, Redlands, CA, 92374 Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
(661) 992-5555 2565 miles Lender's profile and map Reviews Home Loans by Karyn 27215 Highway 189, Suite C, Blue Jay, CA, 92317 Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California. She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
(760) 486-4225 2565 miles Lender's profile and map Reviews Real Estate Loans and Homes 27489 Silver Lakes Parkway, Helendale, CA, 92342 Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.
(360) 942-3444 2565 miles Lender's profile and map Reviews Raymond Federal Bank 202 Duryea St, Raymond, WA, 98577 Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
(541) 323-7000 2565 miles Lender's profile and map Reviews Northwestern Home Loans 906 NW Harriman Street, Bend, OR, 97703 We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
(541) 241-8344 2565 miles Lender's profile and map Reviews Azara Capital Solutions LLC 2583 North West Monterey Pines Drive, Bend, OR, 97703 Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
(541) 848-7472 2565 miles Lender's profile and map Reviews High Lakes Lending LLC 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703 At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
(909) 557-6150 2565 miles Lender's profile and map Reviews The Brooks Bailey Group 108 Orange St, Suite 5, Redlands, CA, 92373 The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
(714) 335-2734 2565 miles Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
(909) 800-5087 2565 miles Lender's profile and map Reviews Sunnie Baltes, Mortgage Lender 300 E State Street, Suite 210, Redlands, CA, 92373 My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
(760) 420-6670 2565 miles Lender's profile and map Reviews Jennifer Lund Mortgage 184 S. Eureka Street, Redlands, CA, 92373 "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."