USDA VS FHA in Waihee-Waiehu, Maui County, HI

In 2025, the USDA loan limit for Waihee-Waiehu, in the county of Maui, HI, is set at $725,000. For a single-family home, the FHA limit is $977,500.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA and FHA rates. Determine the requisite income, creditworthiness, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the optimal solution for your financial situation in .

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2025 Loan Limits & Downpayment Requirements in Waihee-Waiehu, Maui County, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Waihee-Waiehu, HI

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without any hassle. Choose among three starting points to align with lenders and USDA loan offerings effectively.

  1. Optimize with a comprehensive USDA/FHA loan request
  2. Review USDA and FHA rates & terms first
  3. Browse the leading USDA loan lenders database
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Understanding USDA Loans in HI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are reserved for rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment.

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