USDA Vs. FHA your options comparison in Waikoloa-Village, Hawaii County, HI
In 2025, the USDA loan limit for Waikoloa-Village, county of Hawaii, HI is $391,000, while the FHA limit is $408,250 for a single-family home.
Employ the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA available today. This tool helps determine income, credit, reserves, and documentation necessary to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial situation in .
2025 Loan Limits & Downpayment Requirements in Waikoloa-Village, County of Hawaii, HI
Loan Type
Loan Limit
Down Payment
USDA
$391,000
0%
FHA
$408,250
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Waikoloa-Village, HI
Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three initial paths that connect you with lenders and USDA loan programs.
The USDA home loan is a government-guaranteed loan made by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.
By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919
"Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States.
The Frazier Company is located in Knoxville, TN, United States"
Browning Capital and Investment Corporation DBA Summit South Mortgage
6000 Walden Drive, Suite 101, Knoxville, TN, 37919
Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
