USDA and FHA Pro and Con in Wailua, Kauai County, HI
In 2025, the USDA loan limit for Wailua, located in Kauai County, HI, is $725,000, and the FHA cap for a single-family home is $977,500.
Lendersa® provides a USDA loan calculator to compare today’s USDA vs. FHA rates and see what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist in selecting the best fit for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Wailua, Kauai County, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Wailua, HI
Lendersa® is committed to obtaining the ideal USDA or FHA loan for you quickly and with ease. Choose from three starting points to find matching lenders and USDA loans.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA Rural Development Loan. This mortgage is available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
6308 Grant Street, Suite 200, Hollywood, FL, 33024
"Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish.
Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
10000 Stirling Road, Suite 12, Hollywood, FL, 33024
We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
7851 Johnson Street, Suite 101, Hollywood, FL, 33024
We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.
1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.
