USDA Vs. FHA your options comparison in Wailua, Kauai County, HI

In 2024, USDA loan limit in Wailua, county of Kauai, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Wailua, county of Kauai, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Wailua, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 5280 Financial Group Inc
  • 600 17th Street, Suite 2800 South, Denver, CO, 80202
  • "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
  • Front Range Mortgage
  • 600 17th St, Unit 2800, Denver, CO, 80202
  • Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
  • American United Capital Inc.
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  • American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns. American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender. We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely. Property is the
  • Clean Energy Federal Credit Union
  • PO Box 4233, Englewood, CO, 80155
  • Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
  • Horizons North Credit Union
  • 13559 Huron Street, Denver, CO, 80234
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  • Mountain View Bank of Commerce
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  • We help our clients with whatever challenges they may be facing by using our entrepreneurial spirit, broad based experience, consultative approach and local decision making. You can count on us for candid and sound professional advice whether it’s proactively identifying an opportunity or mitigating a risk.
  • Popish Mortgage Group
  • 12365 Huron St, Suite 1800, Denver, CO, 80234
  • Popish Mortgage Group has been helping people achieve their dreams of homeownership since 2009. We specialize in first time home buyers but are highly experienced with all types of buyers. Whether you're looking for a conventional loan, VA loan, Jumbo or even a home renovation loan, Popish Mortgage Group is your trusted Colorado mortgage lender.
  • Pathway Home Lending Inc
  • 1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
  • Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
  • 5280 Loans Inc
  • 1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
  • The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.
  • Peak Mortgage Solutions
  • 11609 Shoshone Way, Westminster, CO, 80234
  • At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.