USDA Vs. FHA Pro and Con comparison in Waimanalo-Beach, Honolulu County, HI
In the year 2025, the USDA loan limit in the city of Waimanalo-Beach, within Honolulu county, HI, is set at $576,800, whereas the FHA limit for a single-family residence is $721,050.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the necessary income, credit rating, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to figure out which program suits your financial needs in .
Loan limits and down payment details for 2025 in Waimanalo-Beach, Honolulu county, HI
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$576,800
0%
FHA
$721,050
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loans in Waimanalo-Beach, HI
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan, with ease. Choose from one of three initial steps that lead to matching with lenders and USDA loan programs.
The USDA loan, backed by the Department of Agriculture, alternatively called a USDA rural development loan or mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, with USDA loans, no down payment is necessary.
This financial cooperative exists to provide loan, deposit and member-oriented services to its' defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its' members by offering to them a means of making safe and regular investments; and 2. to enable its' members to obtain loans.
Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
Tri county Federal Credit is owned by its members and run by a board of directors you elect.
You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.
At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
315 11th Ave. North, Jacksonville Beach, FL, 32250
Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
