USDA VS FHA in Honolulu, Honolulu County, HI

For 2025, the USDA loan limit in Honolulu, within Honolulu county, HI, is $725,000, while the limit for FHA loans on a single-family home is $770,500.

Experience Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification with our advanced mortgage calculator, which shows USDA, FHA, Conforming, and VA loans side by side. This tool aids in selecting the best program for your financial needs, especially in Alabama.

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2025 Loan Limits and Downpayment Requirements in Honolulu, County of Honolulu, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $770,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Honolulu, HI

The goal of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Choose one of three methods to connect with lenders and explore matching USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in HI?

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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