USDA VS FHA in East-Honolulu, Honolulu County, HI

In the year 2025, the USDA loan cap in East-Honolulu, within the county of Honolulu, HI, stands at $576,800. For FHA loans, the limit for a single-family residence is $721,050.

Utilize the Lendersa® USDA loan calculator today to examine and contrast USDA and FHA rate options. Evaluate income, credit, reserves, and the necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare side by side the USDA, FHA, Conforming, and VA programs to help you identify the ideal program in tailored to your financial needs.

Explore loan offers from a selection of 100 lenders

Loan limits and down payment requirements for 2025 in East-Honolulu, Honolulu county, HI

Type of Loan Limit Down Payment
USDA $576,800 0%
FHA $721,050 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA loan choices in East-Honolulu, HI

The aim at Lendersa® is to efficiently secure you the most suitable USDA or FHA loan without any hassle. Select one of the three initial options to connect with lenders and discover fitting USDA loan solutions.

USDA loan request and results matching by Lendersa

Understanding USDA Loans in HI

The USDA loan is a home financing option backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans which necessitate a 3.5% minimum down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hart Mortgage, LLC
  • 8530 Canton Center Rd, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CEO Lender
  • 5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Ameriplus Financial Services
  • 45340 Hanford Road, Canton, MI, 48187
  • As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
  • A Best Financial Corporation
  • 42180 Ford Road, Suite 307-308, Canton, MI, 48187
  • We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
  • Accurate Mortgage Solutions
  • 7954 North Lilley Road, Canton, MI, 48187
  • Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Mortgage Connections LLC
  • 7500 North Canton Center Road, Suite B, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.