USDA VS FHA in East-Honolulu, Honolulu County, HI

In the year 2026, the USDA loan cap in East-Honolulu, within the county of Honolulu, HI, stands at $576,800. For FHA loans, the limit for a single-family residence is $721,050.

Utilize the Lendersa® USDA loan calculator today to examine and contrast USDA and FHA rate options. Evaluate income, credit, reserves, and the necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare side by side the USDA, FHA, Conforming, and VA programs to help you identify the ideal program in tailored to your financial needs.

Explore loan offers from a selection of 100 lenders

Loan limits and down payment requirements for 2026 in East-Honolulu, Honolulu county, HI

Type of Loan Limit Down Payment
USDA $576,800 0%
FHA $721,050 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA loan choices in East-Honolulu, HI

The aim at Lendersa® is to efficiently secure you the most suitable USDA or FHA loan without any hassle. Select one of the three initial options to connect with lenders and discover fitting USDA loan solutions.

USDA loan request and results matching by Lendersa

Understanding USDA Loans in HI

The USDA loan is a home financing option backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans which necessitate a 3.5% minimum down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Honolulu Lenders

  • Island Pacific HomeLoans LLC
  • 4211 Waialae Avenue, UB-2A, Honolulu, HI, 96816
  • Lends in Hawaii
  • Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.

  • PRMI
  • 3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
  • Lends in Hawaii
  • Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.

  • Paradise Home Mortgage LLC
  • 730 Kumukahi Pl, Honolulu, HI, 96825
  • Lends in Hawaii
  • Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hawaii Mortgage Experts
  • 6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
  • Lends in Hawaii
  • At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.

  • University of Hawai’i Federal Credit Union
  • 2019 South King Street, Honolulu, HI, 96826
  • Lends in Hawaii
  • At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.

  • Hawaii Law Enforcement Federal Credit Union
  • 1936 South King Street, Honolulu, HI, 96826
  • Lends in Hawaii
  • The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.

  • Hawaii Private Loans, 808-2-money-2
  • 1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
  • Lends in Hawaii
  • Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii

  • Paradise Home Mortgage
  • 1837 Kalakaua Ave Ste 1704, Honolulu, HI, 96815
  • Lends in Hawaii
  • · Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
    · Over 200 1st Party 5 Star Online Reviews!
    · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
    · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
    · A+ Rated and Accredited with the Better Business Bur

  • American Family Lending
  • 1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
  • Lends in Hawaii
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues