USDA Vs. FHA your options comparison in Waimanalo, Honolulu County, HI
In 2026, the USDA loan limit in Waimanalo, found within Honolulu county, HI, is $725,000. Meanwhile, the FHA limit for a single-family home stands at $770,500.
Utilize the Lendersa® USDA loan calculator to compare the best USDA against FHA rates available today, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited for your specific financial situation.
2026 Loan Limits and Downpayment Requirements in Waimanalo, County of Honolulu, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$770,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Waimanalo, HI
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points to connect with lenders and discover USDA loan programs effectively.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is specifically available for rural neighborhoods. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage does not require any down payment at all.
Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
Lends in Hawaii
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566.
The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
Lends in Hawaii
Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
500 ALA MOANA BLVD, SUITE 7400, Honolulu, HI, 96813
Lends in Hawaii
Let Elias Halvorson and the C2 Financial Corporation team help you discover the perfect new home on the Hawaiian Islands. Our professional home loan team on Oahu is dedicated to helping you find the best VA loan to fit your needs. With expertise and local knowledge, Elias will guide you through the process and tailor your VA home loan to you or yo
Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.
The mission of a credit union is to provide and promote the use of a variety of financial services
