In 2025, if you are looking in Algona, county of Kossuth, IA, the USDA loan limit is set at $336,500, while the FHA limit reaches $472,030 for a single-family dwelling.
Make use of the Lendersa® USDA loan calculator today to evaluate the most competitive USDA versus FHA interest rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side, helping you to choose the best one for your specific financial scenario in .
2025 Loan Limits and Down Payment Specifications in Algona, County of Kossuth, IA
Type of Loan
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Algona, IA
Lendersa® strives to swiftly and smoothly help you find the most suitable USDA or FHA loan without any complications. Start by choosing one of three pathways that connect you with lenders and the USDA loan offerings.
A USDA home loan is a government-backed program by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural locales. While FHA loans demand at least a 3.5% down payment, the USDA mortgage requires none.
We are the company to look to first for all you real estate financing needs. We are your one stop shop for all your real estate needs. Whether you are selling your home, buying a home, or refinancing, we will do all the work for you from A-Z. We will put you in a loan that best suits your needs, &, most of all, a loan that you are comfortable with!
At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
"At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first.
Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2852 East Coast Highway, Corona Del Mar, CA, 92625
CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
