USDA Vs. FHA Pro and Con comparison in Garner, Hancock County, IA
In the year 2025, the USDA loan limit for Garner, within Hancock county, IA, is set at $336,500, while the limit for FHA loans on a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to make informed comparisons between the best rates for USDA and FHA loans available today. This tool helps in understanding the necessary income, credit profile, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA rates side by side, guiding you in deciding which program in ideally suits your financial situation.
2025 Loan Limitations and Down Payment Requirements in Garner, Hancock County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Garner, IA
The aim of Lendersa® is to facilitate the obtaining of the most advantageous USDA or FHA loan efficiently and effortlessly. You can choose from three initial approaches that match you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered solely for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
On October 1, 1973, when a group of local investors acquired the charter of the failed Delta Security Bank in Ferriday, La., Delta Bank was born. That bank was originally called Louisiana Central Bank. Our heritage has been to provide innovative banking products with unique home town service and attention to customers.
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5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
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