USDA Vs. FHA your options comparison in Emmetsburg, Palo Alto County, IA
In 2025, the USDA loan ceiling for Emmetsburg in Palo Alto county, IA, is $336,500; for single-family homes, the FHA limit is $472,030.
By using Lendersa® USDA loan calculator, you can compare today's USDA versus FHA rates to check income, credit, reserves needed, and required documents for qualification. Our intuitive mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, guiding you to choose the best program in for your financial needs.
2025 Loan Ceilings & Down Payment Needs in Emmetsburg, Palo Alto, IA
Loan Category
Max Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Your USDA and FHA Loan Options in Emmetsburg, IA
At Lendersa®, our goal is to quickly provide you with the most suitable USDA or FHA loan. Choose from the three introductory paths to find lenders and explore USDA loan solutions.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. Exclusively available in rural areas, USDA loans differ from FHA loans by requiring no down payment, whereas FHA demands a minimum of 3.5%.
Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,
Pioneers Home Loans will get your Conventional Loan approved today. Conventional loans are great for any type of home buyers. Our team of experts can get you the best loan with the best rate possible. Whether you have good credit or bad credit, let us know we will listen. Pioneers Home Loans are able to get you an affordable mortgage payment plan.
19013 Ventura Boulevard, Suite I, Tarzana, CA, 91356
Cliver R. Galvez is a Real Estate & Mortgage Services Residential and Commercial Mortgage Broker in California provided Mortgage Services Convetional Loans FHA Loans, Purchase and Refinancing, Hard Money , Commercial Lending available and also mortgage services real estate services
Integrity Financing, Inc offer you 25 years of Knowledge, Experience, Professionalism and Integrity. My clients know me as a go getter, the one that gets the job done!! Not only done, but well done, efficiently and painlessly. In my many years in this business I have affiliated and partnered with the best banks and lenders around.
Utmost Pro, Inc. Mortgage Division-specializing in residential mortgages.Our consultants know what it takes to get through underwriting quickly. We have relationships with many investors and will find the one that offers rates good for your scenario. No matter your needs we are here to help.
Ultimate Home Mortgage Corp. goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage program for you and your family from the many options that are available today. We will work continuously on your behalf to help you achieve your dream of homeownership.
We specialize in making Residential, Commercial, Fix & Flip and Probate Hard Money/ Private Equity Loans to Borrowers who have credit issues, difficulty proving their income or have had their mortgage applications turned down by the Big Banks. Most of our Borrowers receive their funds in less than 2 weeks.
20101 Hamilton Ave, Suite 150, Torrance, CA, 90502
Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
11600 West Washington Place, Suite 111, Los Angeles, CA, 90066
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
