USDA and FHA Pro and Con in Emmetsburg, Palo Alto County, IA
In 2025, the USDA loan ceiling for Emmetsburg in Palo Alto county, IA, is $336,500; for single-family homes, the FHA limit is $472,030.
By using Lendersa® USDA loan calculator, you can compare today's USDA versus FHA rates to check income, credit, reserves needed, and required documents for qualification. Our intuitive mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, guiding you to choose the best program in for your financial needs.
2025 Loan Ceilings & Down Payment Needs in Emmetsburg, Palo Alto, IA
Loan Category
Max Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Your USDA and FHA Loan Options in Emmetsburg, IA
At Lendersa®, our goal is to quickly provide you with the most suitable USDA or FHA loan. Choose from the three introductory paths to find lenders and explore USDA loan solutions.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. Exclusively available in rural areas, USDA loans differ from FHA loans by requiring no down payment, whereas FHA demands a minimum of 3.5%.
Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
Belt Valley Bank is a locally owned, full service, independent bank serving Central Montana since 1936. We offer a range of deposit and loan products with customer service second to none. Our goal is to be your financial partner. Our directors, officers, and staff strive to stay involved with community events and enjoy the opportunity.
8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank.
Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management
5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize
