USDA Vs. FHA your options comparison in Eagle-Grove, Wright County, IA

In 2025, the USDA loan limit set for Eagle-Grove, in the county of Wright, IA, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates available today, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA offerings side by side, aiding in choosing the program in that best suits your financial situation.

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Understanding 2025 Loan Limits and Down Payment Expectations in Eagle-Grove, County of Wright, IA

Loan Category Maximum Loan Initial Payment Required
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Eagle-Grove, IA

Lendersa®'s aim is to promptly secure the most appropriate USDA or FHA loan for you, with ease. Opt for one of three starting points that align you with lenders and explore USDA loan programs.

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Explaining USDA Loans in IA

The USDA home loan, supported by the U.S. Department of Agriculture—also known as a USDA rural development loan—is offered exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment, making them more accessible to eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Ridge Mortgage
  • 916 Main Street, Suite 400, Lynchburg, VA, 24504
  • Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
  • Bank of Clarke County
  • 2 East Main Street, Berryville, VA, 22611
  • At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic
  • Becky Watkins - Financial Mortgage Solutions
  • 9680-6 Eagle Ranch Road, Albuquerque, NM, 87114
  • With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
  • 1 Mortgage LLC
  • 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114
  • 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
  • Financial Mortgage Solutions LLC
  • 9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
  • Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
  • Carolinas Telco Federal Credit Union
  • 2821 Crisman Street, Charlotte, NC, 28208
  • Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
  • Nova Credit Union
  • 3601 Mulberry Church Rd, Charlotte, NC, 28208
  • Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
  • Haven Mortgage
  • 12327 Pin Oak Dr., Magnolia, TX, 77354
  • Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
  • Mortgage-Outfitters, LLC
  • 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354
  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.