USDA Vs. FHA Pro and Con comparison in Carroll, Carroll County, IA
In 2025, the USDA loan limit in Carroll, found within the county of Carroll, IA, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Leverage Lendersa® USDA loan calculator to compare the current competitive rates between USDA and FHA loans. You can determine the necessary income, required credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side-by-side, aiding in selecting the ideal financial program for your needs in .
2025 Loan Limits and Down Payment Requirements in Carroll, County of Carroll, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carroll, IA
The goal of Lendersa® is to efficiently secure for you the optimal USDA or FHA loan, hassle-free. Begin with one of three starting points, leading to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the government’s Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage requires none.
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