USDA Loan Vs. FHA loan pro & con for Carroll, Carroll County, IA

In 2025, USDA loan limit in Carroll, county of Carroll, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carroll, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 809-8770 546 miles Lender's profile and map Reviews North Metro Mortgage Inc 12500 First St, Suite 3, Thornton, CO, 80241 North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
(970) 532-4243 546 miles Lender's profile and map Reviews Abbey Mortgage & Investments 549 N 4th St, Berthoud, CO, 80513 We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
(970) 532-9896 546 miles Lender's profile and map Reviews Mortgage Contract Services Inc 543 3rd Street, Berthoud, CO, 80513 MORTGAGE CONTRACT SERVICES, INC. is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20021047746. The business office address is located at 543 3rd Street, Berthoud, CO 80513. The business is formed on February 26, 2002. The entity type is corporation.
(720) 936-6669 546 miles Lender's profile and map Reviews Your Better Loan LLC 5134 East 119th Way, Thornton, CO, 80233 Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(303) 452-1993 546 miles Lender's profile and map Reviews Above & Beyond Mortgage Loans Inc 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233 Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
(720) 244-1320 546 miles Lender's profile and map Reviews Legacy Home Lending LLC 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233 "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA \| FHA Ca
(949) 933-9058 546 miles Lender's profile and map Reviews Mindful Mortgage Group 1271 Banner Circle, Erie, CO, 80516 Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
(800) 979-8450 546 miles Lender's profile and map Reviews Trailhead Mortgage 50 Jordan Lane, Erie, CO, 80516 With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
(833) 372-4968 546 miles Lender's profile and map Reviews First Savings Bank 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129 First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
(419) 446-2501 546 miles Lender's profile and map Reviews Farmers & Merchants State Bank OH 307 N Defiance St, Archbold, OH, 43502 Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
(901) 528-2816 546 miles Lender's profile and map Reviews Memphis Municipal EFCU 577 Dr Martin Luther King Jr Avenue, Memphis, TN, 38126 Memphis Municipal Employees Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.