USDA Vs. FHA Pro and Con comparison in Perry, Dallas County, IA

For the year 2025, in the county of Dallas, located within Perry, IA, the USDA loan limit is set at $336,500. Conversely, the FHA limit applicable to a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today. Our advanced calculator helps determine the income, credit score, reserves, and necessary documents for qualification. By seeing USDA, FHA, Conforming, and VA options side by side, you can select the perfect program tailored to your financial necessities in .

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2025 Loan Limits and Down Payment Requirements in Perry, County of Dallas, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Alternatives in Perry, IA

The prime objective of Lendersa® is to facilitate the swift and seamless acquisition of the most favorable USDA or FHA loan. Choose one of three pathways that connect you to compatible lenders and USDA loan offerings.

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Understanding USDA Loans in IA

A USDA home loan, endorsed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, and it caters exclusively to rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require zero down payment, making them an excellent option for qualifying buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Nevada Title and Payday Loans, Inc.
  • 1549 N Rancho Dr, Las Vegas, NV, 89106
  • A title loan, payday loan or a signature installment loan from Nevada Title and Payday Loans, Inc. could help you meet some of your financial challenges. With our experience and professionalism, we can help you get a car title loan, signature installment loans or payday loan that works for you in 30 minutes or less.
  • MassPrivateLending.Com, Inc.
  • 113 Ripley Rd, Cohasset, MA, 02025
  • MassPrivateLending.Com is both a direct lender and a facilitator. We pre-screen borrowers and determine if they will qualify for a loan with one of our private investors or lenders. Our due diligence consists of reviewing the property to be pledged as collateral, reviewing the borrower’s proposed loan summary
  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.
  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.