USDA and FHA Pro and Con in Perry, Dallas County, IA
For the year 2025, in the county of Dallas, located within Perry, IA, the USDA loan limit is set at $336,500. Conversely, the FHA limit applicable to a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today. Our advanced calculator helps determine the income, credit score, reserves, and necessary documents for qualification. By seeing USDA, FHA, Conforming, and VA options side by side, you can select the perfect program tailored to your financial necessities in .
2025 Loan Limits and Down Payment Requirements in Perry, County of Dallas, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Alternatives in Perry, IA
The prime objective of Lendersa® is to facilitate the swift and seamless acquisition of the most favorable USDA or FHA loan. Choose one of three pathways that connect you to compatible lenders and USDA loan offerings.
A USDA home loan, endorsed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, and it caters exclusively to rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require zero down payment, making them an excellent option for qualifying buyers.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
In 1909, F.L. Berry and John Wiley founded The Farmers Bank. Six years later, The Farmers State Bank of West Salem was organized and incorporated. Original directors included F.L. Berry, W.H. Horst, N.W. Zimmerman, J.H. Wiley, J.A. Hines, W.S. Zehner, O.B. Dreibelbis, J.L. Van Evera and S.A. Read. The Farmers State Bank continued to expand
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
