For the year 2026, in the county of Dallas, located within Perry, IA, the USDA loan limit is set at $336,500. Conversely, the FHA limit applicable to a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today. Our advanced calculator helps determine the income, credit score, reserves, and necessary documents for qualification. By seeing USDA, FHA, Conforming, and VA options side by side, you can select the perfect program tailored to your financial necessities in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The prime objective of Lendersa® is to facilitate the swift and seamless acquisition of the most favorable USDA or FHA loan. Choose one of three pathways that connect you to compatible lenders and USDA loan offerings.
A USDA home loan, endorsed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, and it caters exclusively to rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require zero down payment, making them an excellent option for qualifying buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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