In 2025, the USDA loan limit for Storm-Lake in Buena Vista county, IA, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Discover how the Lendersa® USDA loan calculator can help you compare the best current USDA vs. FHA rates and assess the necessary income, credit, reserves, and documentation for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, allowing you to select the best program for your financial interests in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loans, eliminating hassle. Start with one of three options to get matched with lenders and learn more about USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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