USDA Vs. FHA Pro and Con comparison in Jefferson, Greene County, IA
In 2025, within Jefferson in the county of Greene, IA, the USDA loan ceiling is set at $336,500, whereas the FHA cap stands at $472,030 for single-family properties.
By using the Lendersa® USDA loan calculator, you can compare the current USDA and FHA rate offerings, assessing the requirements for income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable program in for your distinct financial circumstances.
2025 Loan Ceilings and Down Payment Needs in Jefferson, County of Greene, IA
Loan Category
Max Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Possibilities in Jefferson, IA
The ambition of Lendersa® is to promptly help you obtain the most favorable USDA or FHA loan with minimal difficulty. You can choose one of three entry points that match you with lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often termed as a USDA rural development or USDA mortgage loan, is accessible exclusively in rural areas. Unlike FHA loans which necessitate a 3.5% minimum down payment, USDA loans require none.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Safebay, Inc full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
4970 El Camino Real, Suite 230, Los Altos, CA, 94022
Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.
1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
Provident Credit Union is and has been a local financial Institution serving the Bay Area and beyond for over 65 years. We offer our members a wide array of financial products and services with an unmatched level of customer service and convenience. Our members enjoy 21 branches located throughout the Bay Area.
Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
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