USDA Loan Vs. FHA loan for Jefferson, IA [Greene County ]

In 2025, within Jefferson in the county of Greene, IA, the USDA loan ceiling is set at $336,500, whereas the FHA cap stands at $472,030 for single-family properties.

By using the Lendersa® USDA loan calculator, you can compare the current USDA and FHA rate offerings, assessing the requirements for income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable program in for your distinct financial circumstances.

USDA and FHA Lending Possibilities in Jefferson, IA

The ambition of Lendersa® is to promptly help you obtain the most favorable USDA or FHA loan with minimal difficulty. You can choose one of three entry points that match you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IA

A USDA home loan, endorsed by the U.S. Department of Agriculture, often termed as a USDA rural development or USDA mortgage loan, is accessible exclusively in rural areas. Unlike FHA loans which necessitate a 3.5% minimum down payment, USDA loans require none.

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(936) 336-7236 Lender's profile and map Reviews Liberty County Teachers FCU 3712 North Main Street, Liberty, TX, 77575 Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
(979) 830-7523 Lender's profile and map Reviews Germania Credit Union 507 Highway 290 East, Brenham, TX, 77833 Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
(979) 836-4571 Lender's profile and map Reviews The Brenham National Bank 2211 S Day St, Brenham, TX, 77833 Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
(225) 665-4399 Lender's profile and map Reviews First Choice Mortgage, LLC 112 S Range Ave, Denham Springs, LA, 70726 First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
(337) 477-2000 Lender's profile and map Reviews CSE Federal Credit Union 4321 Nelson Road, Lake Charles, LA, 70605 CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
(337) 477-9190 Lender's profile and map Reviews Southwest Louisiana Credit Union 4056 Ryan Street, Lake Charles, LA, 70605 Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
(337) 340-9006 Lender's profile and map Reviews Bayou Mortgage LLC 1912 Southwood Drive, Lake Charles, LA, 70605 "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
(337) 477-3350 Lender's profile and map Reviews Pemberton Mortgage Group 1918 Southwood Dr, Lake Charles, LA, 70605 At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
(512) 582-7878 Lender's profile and map Reviews Forty Acres Lending, LLC 13809 Research Boulevard, Suite 500, Austin, TX, 78750 Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.
(512) 423-4663 Lender's profile and map Reviews Texas Mortgage Consultants, PLLC 8805 Lemens Spice Trail, Austin, TX, 78750 Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.
(512) 502-5444 Lender's profile and map Reviews LOANS BY PRODIGY 13740 Research Blvd, Building E, Suite 1, Austin, TX, 78750 Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.