USDA Vs. FHA your options comparison in Clarinda, Page County, IA

In 2025, the USDA loan limit in Clarinda, county of Page, IA, is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding your decision in choosing the best for your specific financial situation in .

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2025 Loan Limits and Down Payment Requirements in Clarinda, County of Page, IA

Loan Category Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarinda, IA

The mission of Lendersa® is to swiftly and smoothly help you secure the best available USDA or FHA loan. Choose one of three starting pathways that connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the Department of Agriculture—known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
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  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
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