USDA and FHA Pro and Con in Clarinda, Page County, IA

In 2025, the USDA loan limit in Clarinda, county of Page, IA, is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding your decision in choosing the best for your specific financial situation in .

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2025 Loan Limits and Down Payment Requirements in Clarinda, County of Page, IA

Loan Category Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarinda, IA

The mission of Lendersa® is to swiftly and smoothly help you secure the best available USDA or FHA loan. Choose one of three starting pathways that connect you with matching lenders and USDA loan offerings.

  1. Optimize your request through USDA/FHA solutions
  2. Evaluate USDA and FHA rates & terms initially
  3. Unlock the extensive database of USDA loan lenders
Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the Department of Agriculture—known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require none.

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  • First Nebraska Credit Union
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  • First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.

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  • BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.

  • Corn Growers State Bank
  • 333 Nebraska Street, Murdock, NE, 68407
  • Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated

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  • Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.

  • ACCESSBank
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  • Centris Federal Credit Union
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  • Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.

  • Countryside Bank
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  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.

  • American Exchange Bank
  • 151 North 4th Street, Elmwood, NE, 68349
  • The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and

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  • Four Points Federal Credit Union
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  • Aksarben Mortgage LLC
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  • Petrovich Team Home Loan
  • 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154
  • I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
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