USDA and FHA Pro and Con in Shenandoah, Page County, IA

In 2026, the USDA loan limit for Shenandoah, located within the county of Page, IA is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s most favorable USDA vs. FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, supporting your choice of the best program for your financial situation in .

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Shenandoah, County of Page, IA

Loan Type Maximum Loan Limit Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Shenandoah, IA

The intention of Lendersa® is to promptly and seamlessly secure you the best USDA or FHA loan possible. Choose from three initial pathways that guide you toward connecting with lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching success

Understanding USDA Loans in IA

A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural locales. Unlike FHA loans that require a 3.5% down payment at minimum, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Equity 1 Loans
  • 5405 Stockdale Hwy. #108, Bakersfield, CA, 93309
  • Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau

  • The Money Store
  • 5201 California Ave, Suite 450, Bakersfield, CA, 93309
  • MLD Mortgage Inc., dba The Money Store ® is a Full Service Mortgage Banker headquartered in Florham Park, New Jersey, and is licensed in 48 states across the country.Our focus is to provide highly competitive, responsible mortgage loans to everyday homeowners.For over 40 years, The Money Store® name has been synonymous with mortgage lending

  • Accelerated Lending Group
  • 5100 California Ave, Suite 110, Bakersfield, CA, 93309
  • Accelerated Lending Group is a full service Mortgage Brokerage Company. FHA, VA, Conventional, Private Money, Bank Statement Program, ITIN, Commercial and Construction Lending. Our mission is to find the right loan to meet the specific needs of our clients. We not only put our clients first we put our Mortgage Loan Originators first.

  • Valley Mortgage Investments, Inc.
  • 5100 California Avenue, Bakersfield, CA, 93309
  • "Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds).

    Since our inception, we have funded hundreds of loans."

  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates

  • First California Federal CU
  • 2525 East Shields Avenue, Fresno, CA, 93726
  • First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.

  • Professional Mortgage Lending Services
  • 500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
  • AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN.

    Our staff of dedicated professionals will guide you through the entire process.

  • MORTGAGES R US INC
  • 6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
  • Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.

  • Allwest Mortgage Company
  • 4804 Laurel Canyon Blvd, Suite 374, Valley Village, CA, 91607
  • Allwest Mortgage Company We provide individualized solutions to our clients and their families. Be assured that you will be given respect and dignity by members of our firm. We listen to each client’s personal situation and provide options to meet their needs.Educating our clients is an important element of our business.

  • EZ Online Mortgage Inc.
  • 4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
  • EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.