USDA Vs. FHA your options comparison in Shenandoah, Page County, IA

In 2025, USDA loan limit in Shenandoah, county of Page, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Shenandoah, county of Page, IA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Shenandoah, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Diversified Home Services LLC
  • 2209 Heather Lane, Louisville, KY, 40218
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.
  • United Texas Bank
  • 13101 Preston Rd 100, Dallas, TX, 75240
  • United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.
  • Swift Mortgage
  • 13150 Coit Road, Suite 303, Dallas, TX, 75240
  • Swift Mortgage, LLC is to create a positively significant and deeply sincere impression on all we serve. Our high caliber mortgage professionals are dedicated to opening doors to home financing while providing a boutique-style mortgage experience with exceptional service to every homebuyer.
  • Neighborhood Credit Union
  • 13649 Montfort Drive, Dallas, TX, 75240
  • Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
  • Loan Star Funding, LLC
  • 6532 Stonebrook Circle, Dallas, TX, 75240
  • For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
  • F&T Mortgage Inc
  • 13355 Noel Road, Suite 1100, Dallas, TX, 75240
  • F&T Mortgage We treat you right and give you the individual service you deserve. We know you're making a commitment in buying a house, refinancing, or cashing out your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • D&H Lending, Inc.
  • 13355 Noel Road, Suite 1675, Dallas, TX, 75240
  • D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
  • Texas Financial Resource Management Inc
  • 13601 Preston Road, Suite E102, Dallas, TX, 75240
  • Our mortgage experts treat you right and give you the personal attention you deserve. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So here is our promise to you: we will help you qualify, apply and be approved for the right mortgage loan for you.