USDA and FHA Pro and Con in Shenandoah, Page County, IA

In 2026, the USDA loan limit for Shenandoah, located within the county of Page, IA is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s most favorable USDA vs. FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, supporting your choice of the best program for your financial situation in .

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Shenandoah, County of Page, IA

Loan Type Maximum Loan Limit Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Shenandoah, IA

The intention of Lendersa® is to promptly and seamlessly secure you the best USDA or FHA loan possible. Choose from three initial pathways that guide you toward connecting with lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching success

Understanding USDA Loans in IA

A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural locales. Unlike FHA loans that require a 3.5% down payment at minimum, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Shenandoah Lenders

  • CORNERSTONE BANK CLARINDA, IA
  • 123 East Main St, Clarinda, IA, 51632
  • Lends in Iowa
  • Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.

  • Glenwood State Bank IA
  • 32 North Walnut Street, Glenwood, IA, 51534
  • Lends in Iowa
  • Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.

  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • Lends in Iowa
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture

  • Midstates Bank, National Association
  • 1851 Madison, Council Bluffs, IA, 51503
  • Lends in Iowa
  • We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.