For 2026, the USDA loan limit in Fort-Dodge, within Webster county of IA, stands at $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualifying. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program for your financial needs in .
2026 Loan Ceilings and Down Payment Requirements in Fort-Dodge, Webster County, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Fort-Dodge, IA
The goal of Lendersa® is to promptly secure the best USDA or FHA loan without hassle. Begin by choosing one of three pathways that align with lenders and available USDA loan options.
Guaranteed by the government's Department of Agriculture, a USDA home loan, also called a rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.
On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.
We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
