USDA Vs. FHA your options comparison in Story-City, Story County, IA
In 2025, the USDA loan limit applicable in Story-City, which is situated in the county of Story, IA, stands at $285,000. In contrast, for a single-family home, the FHA loan limit is established at $356,362.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today’s best rates between USDA and FHA, determining the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage tools, you can evaluate USDA, FHA, Conforming, and VA options side by side, allowing you to choose which program in aligns best with your financial strategy and needs.
2025 Loan Limits and Down Payment Requirements in Story-City, County of Story, IA
Loan Type
Maximum Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Story-City, IA
The mission of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan, ensuring the process is seamless and efficient. Start by choosing one of three initial steps that will align your needs with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan endorsed by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require zero down payment, thereby offering significant advantages to qualified borrowers in rural communities.
ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas.
We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members
USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition.
Credit Union members are the actual owners of the credit union. When you deposit money into your account,
In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
"Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs.
Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
1440 Canal Street, Suite 101, New Orleans, LA, 70112
Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners.
Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.
Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
