USDA Vs. FHA your options comparison in Estherville, Emmet County, IA
During 2025, the USDA loan limit in Estherville, located within the county of Emmet, IA, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator will provide you with a side-by-side comparison of USDA, FHA, Conforming, and VA programs, enabling you to select the most suitable option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Estherville, County of Emmet, IA
Loan Category
Limit
Minimum Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Estherville, IA
The intention of Lendersa® is to efficiently secure the best attainable USDA or FHA loans for you without any unnecessary complications. Choose from one of the three starting approaches that connect you with lenders and USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible exclusively in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.
We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
39500 Stevenson Place, Suite 109, Fremont, CA, 94539
"Owning a home is everyone's dream and an indicator of one's achievement and stability. Despite the high prices of homes in the Bay Area, the housing market continues to grow. Not only does a home provided tax shelter but it's also a terrific investment vehicle
I can help you to secure the right loan for your individual situation"
Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
39560 Stevenson Place, Suite 119, Fremont, CA, 94539
Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
Marvel Realty is a boutique full-service real estate company specializing in homes in the San Francisco Bay Area and the Los Angeles Metropolitan Area. Our number one focus is on representing our clients, combining our intimate understanding of these markets with a client-oriented experience.
Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
At Calphia Realty, we want to empower people both clients and employees to achieve their dreams and goals. We strive to integrate business with a fulfilling life, motivated and a fun place to work. We've assembled a group of highly principled people who have demonstrated high standards of professionalism throughout their careers.
Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.
