USDA Vs. FHA your options comparison in Milford, Dickinson County, IA

As of 2025, the USDA loan maximum in Milford, located in Dickinson county, IA, is set at $336,500. For FHA, the cap is $472,030 for single-family residences.

Employ the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates and ascertain what income, credit standing, reserves, and documents are essential for qualification. Our sophisticated mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in Alabama for your financial scenario.

Explore loan proposals from a pool of 100 lenders

2025 loan thresholds and down payment criteria in Milford, Dickinson county, IA

Loan Type Loan Limit Down payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Options for USDA and FHA Loans in Milford, IA

The mission of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and simply. Choose from three starting paths to connect with matching lenders and discover USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IA

A USDA home loan is a government-guaranteed loan endorsed by the Department of Agriculture, commonly known as a USDA rural development or USDA mortgage, available exclusively in rural zones. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage loan requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pinnacle Funding Group
  • 6625 Mediterranean Drive, Suite 200, McKinney, TX, 75072
  • At Pinnacle Funding Group, we consider ourselves financial advocates to those we serve by providing wise, financially sound directives that lead to True Home Ownership. Brian Palmer is the President Pinnacle Funding Group, Inc. Pinnacle Funding Group, Inc. has been providing the lowest rates, the best products, and the highest quality of service.
  • API Funding
  • 14545 S. Military Trail, Suite J101, Delray Beach, FL, 33484​
  • Allied Physicians Inc (API) was founded in 1999 in Rehoboth Beach Delaware as HQ for the national physician union, medical practice management and services provider. Allied Physicians was relocated to Florida in 2003. For nearly 20 years, we have grown to support countless businesses in nearly every industry & communities throughout the world.
  • Commercial Finance USA
  • 2415 San Ramon Valley Bl, Suite 4179, San Ramon, CA, 94853
  • We are a commercial real estate and business financing company established in 1995, providing Commercial and Construction Financing, and Business Loans in the U.S. and abroad. We have a reputation for extremely competitive interest rates and fast and professional service. Of equal importance, we hold ourselves to the highest.
  • Castle Brokers Inc
  • 130 Berkeley Place, Fayetteville, GA, 30219
  • CASTLE BROKERS offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
  • Noon Financial Services
  • 165 Lucy Lane, San Ramon, CA, 94582-5232
  • Joe Noon has been a mortgage broker in the San Francisco Bay Area for over 30 years. He started Noon Financial Services in 1994 with the mission to deliver the lowest rate in the shortest time and with the least amount of inconvenience to his borrowers. Joe utilizes the latest technology such as e-sign to process his loans.
  • USAloans Inc.
  • 36 Heron, Lake Forest, CA, 96230
  • Founded on the idea of serving others, our beliefs drive who we are and how we serve our customers. USAloans is the modern mortgage lender that is easy, transparent and fully accessible. Our goal is to be the mortgage lender of choice from sea to shining sea, by putting the borrower’s needs before everything else.
  • M Power Mortgage Inc.
  • 3998 Inland Empire Boulevard, Suite 400, Ontario, CA, 91764-5033
  • Mpower Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Wings Financial Credit Union
  • 14985 Glazier Avenue, Suite 100, Apple Valley, MN, 55124-6539
  • Wings Financial was originally chartered by 7 Northwest Airlines employees who recognized the value of a cooperative financial institution where members help each other succeed financially. In this cooperative spirit, Wings is a not-for-profit financial institution where members are also owners.
  • New Threshold Mortgage Corporation
  • 2500 Caladium Dr NE, Atlanta, GA, 30345-2010
  • New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
  • E & G Financial Services Inc.
  • 1200 Route 46 W, Suite 201, Parsippany, NJ, 07054-2154
  • E & G Financial Services Inc. has been providing the most competitive mortgage rates in New Jersey for over 28 years. We pride ourselves in providing the lowest fees and the best service to our customers. Our fixed rates and adjustable rates are the best in the state. When you are looking for low interest rates call us.
  • VGIS INC.
  • 4 OLD MARSH CT, HENDERSON, NV, 90505-3068
  • Discover innovation with VGIS INC., where cutting-edge visualization meets real-world application. Specializing in enhanced spatial experiences, VGIS INC. transforms industries through its advanced geo-visual solutions. With a commitment to clarity and precision, they provide unparalleled tools for businesses seeking insights into complex geographi