As of 2026, the USDA loan maximum in Milford, located in Dickinson county, IA, is set at $336,500. For FHA, the cap is $472,030 for single-family residences.
Employ the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates and ascertain what income, credit standing, reserves, and documents are essential for qualification. Our sophisticated mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in Alabama for your financial scenario.
2026 loan thresholds and down payment criteria in Milford, Dickinson county, IA
Loan Type
Loan Limit
Down payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Milford, IA
The mission of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and simply. Choose from three starting paths to connect with matching lenders and discover USDA loan schemes.
A USDA home loan is a government-guaranteed loan endorsed by the Department of Agriculture, commonly known as a USDA rural development or USDA mortgage, available exclusively in rural zones. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage loan requires zero down payment.
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Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
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500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104
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