FHA Vs. USDA loan program for Cedar-Falls, Black Hawk County, Iowa

In 2026, the USDA loan limit in Cedar-Falls, part of Black Hawk county, IA, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today, determining the necessary income, credit, reserves, and documents for qualification. Our advanced calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to help decide which program best fits your financial situation in .

Exploring USDA and FHA Loan Options in Cedar-Falls, IA

Lendersa® aims to help you acquire the best USDA or FHA loan quickly and easily. Start by choosing one of three ways to connect with lenders and USDA loan options.

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires no down payment.

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(317) 852-2268 Lender's profile and map Reviews Hendricks County Bank and Trust Company 1 East Main Street, Brownsburg, IN, 46112 Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
(317) 852-1997 Lender's profile and map Reviews Hometrust Mortgage Services, LLC 314 E. Main St., Brownsburg, IN, 46112 Our mortgage experts treat you with the respect due a valued customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So here is our promise to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
(701) 364-2020 Lender's profile and map Reviews VISIONBank 3000 25th Street, Fargo, ND, 58103 VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
(701) 232-6910 Lender's profile and map Reviews Postal Family Federal Credit Union 2730 12th Avenue S, Fargo, ND, 58103 "We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota. We proudly serve postal employees & their families! We have three offices in Fargo & Grand Forks to help our members with all of their financial needs. Our loan rates are great!
(701) 365-0480 Lender's profile and map Reviews Fargo Public Schools Federal Credit Union 1609 32nd Avenue S, Fargo, ND, 58103 Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
(701) 234-9000 Lender's profile and map Reviews F-M Mortgage Corporation 801 10th Street South, Suite 100, Fargo, ND, 58103 F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
(701) 793-1576 Lender's profile and map Reviews IMAGINE HOME LENDING, LLC 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103 Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
(701) 356-9898 Lender's profile and map Reviews First Class Mortgage Inc. 2300 13th Avenue S, Fargo, ND, 58103 First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
(618) 687-1711 Lender's profile and map Reviews The First Bank and Trust Company of Murphysboro 1403 Walnut Street, Murphysboro, IL, 62966 The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
(800) 749-7113 Lender's profile and map Reviews Great Southern Bank 218 S. Glenstone, Springfield, MO, 65802 Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
(417) 865-3912 Lender's profile and map Reviews Multipli Credit Union 818 N Benton Ave, Springfield, MO, 65802 "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
(231) 775-2081 Lender's profile and map Reviews Wexford Community Credit Union 1021 North Mitchell Street, Cadillac, MI, 49601 Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.