USDA Vs. FHA your options comparison in Hampton, Franklin County, IA

In 2026, the USDA loan limit set for Hampton in Franklin, IA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit score, reserves, and documents to meet qualifications. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on which program in best fits your specific financial needs.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Hampton, County of Franklin, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hampton, IA

Lendersa® aims to swiftly and seamlessly help you secure the best USDA or FHA loan. Choose from one of three starting routes designed to connect you with matching lenders and USDA loan options.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in IA

A USDA home loan, underwritten by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Firm
  • 319 A East Woolbright Road, Boynton Beach, FL, 33435
  • The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.

  • The Borrowing Club
  • 420 W. Boynton Beach Blvd, Boynton Beach, FL, 33435
  • We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us

  • Streamline Financial Group, Inc.
  • 1240 South Federal Highway, Boynton Beach, FL, 33435
  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.

  • American Exchange Mortgage LLC
  • 16805 Newark Bay Rd, Delray Beach, FL, 33446
  • Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,

  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

  • Alpine Funding Corp.
  • 6443 Dorsay Ct, Delray Beach, FL, 33484
  • The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Gelt Financial
  • 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.