USDA Loan Vs. FHA loan for Clear-Lake, IA [ best of 2023]

In 2025, USDA loan limit in Clear-Lake, county of Cerro Gordo, IA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clear-Lake, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 932-0209 561 miles Lender's profile and map Reviews Central Arkansas Finance, Inc 939 Locust St, Conway, AR, 72034 Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
(479) 495-2236 561 miles Lender's profile and map Reviews Chambers Bank. 901 Main St, Danville, AR, 72833 Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
(614) 733-0101 561 miles Lender's profile and map Reviews Pioneer Mortgage Services, LLC 238 W Main St, Plain City, OH, 43064 Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
(405) 263-7215 562 miles Lender's profile and map Reviews The First Bank of Okarche 202 Oklahoma Avenue, Okarche, OK, 73762 In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
(405) 263-7491 562 miles Lender's profile and map Reviews Community National Bank of Okarche 653 North Main Highway 81, Okarche, OK, 73762 Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
(931) 551-8999 562 miles Lender's profile and map Reviews Legacy Mortgage Services 329 Warfield Blvd, Suite A, Clarksville, TN, 37043 Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process
(877) 918-5528 562 miles Lender's profile and map Reviews Bankers Mortgage 17100 N. May Ave, Edmond, OK, 73012 Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
(580) 757-2409 562 miles Lender's profile and map Reviews Peoples Bank & Trust Co. 2400 NW 178th St, Edmond, OK, 73012 Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
(307) 746-4411 563 miles Lender's profile and map Reviews First State Bank of Newcastle 24 N. Sumner, Newcastle, WY, 82701 First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.
(870) 238-8171 563 miles Lender's profile and map Reviews Cross County Bank 1 Cross County Plaza, Wynne, AR, 72396 Cross County Bank actually began back in 1891 in Wynne, Arkansas. A group of the area's most influential businessmen gathered together daily at the old Commercial Hotel to discuss the day's events. It was here that these men, sitting together in a small room filled with cigar and cigarette smoke, discussed the need for a bank in their small town.
(931) 289-5500 563 miles Lender's profile and map Reviews Traditions First Bank 5745 East Main Street, Erin, TN, 37061 Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
(918) 469-3337 563 miles Lender's profile and map Reviews The Farmers State Bank 1101 West Main Street, Quinton, OK, 74561 The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time. In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.