USDA Loan Vs. FHA loan pro & con for Rock-Valley, Sioux County, IA

In 2025, USDA loan limit in Rock-Valley, county of Sioux, IA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rock-Valley, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(812) 265-3003 646 miles Lender's profile and map Reviews Jefferson Community Federal Credit Union 545 Ivy Tech Drive, Madison, IN, 47250 Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families. Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
(248) 684-9626 646 miles Lender's profile and map Reviews Huron Valley State Bank 130 South Milford Road, Milford, MI, 48381 Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
(734) 545-8060 646 miles Lender's profile and map Reviews Green Oak Lending Group LLC 560 North Milford Road, Suite 202, Milford, MI, 48381 Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
(731) 663-2031 646 miles Lender's profile and map Reviews Bank of Crockett 111 East Main St., Bells, TN, 38006 Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.
(989) 362-6700 647 miles Lender's profile and map Reviews Huron Community Bank 301 North Newman Street, East Tawas, MI, 48730 Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
(833) 372-4968 647 miles Lender's profile and map Reviews First Savings Bank 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129 First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
(800) 837-8111 647 miles Lender's profile and map Reviews The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(419) 628-2351 647 miles Lender's profile and map Reviews Minster Bank 95 W. 4th St., Minster, OH, 45865 Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
(502) 348-8130 648 miles Lender's profile and map Reviews Chemco Federal Credit Union 4200 Bells Lane, Louisville, KY, 40211 Chemco Federal Credit Union has been serving members since 1967. Today, Chemco Federal is now serving 30 SEGs, with the BFGoodrich Company being our original sponsor group. The Credit Union is a non-profit organization owned and operated by the membership. Each member has ownership in the Chemco Federal Credit Union by their five (5) dollar share.
(901) 930-0757 648 miles Lender's profile and map Reviews Shelby County Federal Credit Union 160 North Main Street, Suite 401, Memphis, TN, 38103 Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
(833) 308-6423 648 miles Lender's profile and map Reviews NiceLoans! 65 Monroe Avenue, Memphis, TN, 38103 NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.