USDA Vs. FHA your options comparison in Sheldon, O'Brien County, IA
In 2025, USDA loan limit in Sheldon, county of O'Brien, IA is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Sheldon, county of O'Brien, IA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Sheldon, IA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids
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Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.
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