USDA and FHA Pro and Con in Sheldon, O'Brien County, IA

In 2025, the USDA loan limit for Sheldon in O'Brien county, IA is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Sheldon, County of O'Brien, IA

Loan Type Maximum Limit Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Sheldon, IA

The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and with ease. Start with one of three initial paths that connect you with matching lenders and USDA loan prospects.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in IA

A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • Expresso Lenders provides you with the right loan for your situation. We are a successful group of professionals, with more than 30 years experience working at Business in USA, Loans & Mortgages & Investments areas.Our main goal concerns about building customer's trust, & that is why our labor has been praised in this important industrial sector.
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