USDA Vs. FHA your options comparison in Sheldon, O'Brien County, IA
In 2025, the USDA loan limit for Sheldon in O'Brien county, IA is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Sheldon, County of O'Brien, IA
Loan Type
Maximum Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sheldon, IA
The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and with ease. Start with one of three initial paths that connect you with matching lenders and USDA loan prospects.
A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages require none.
The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.
1750 Valley View Lane, Suite 110, Farmers Branch, TX, 75234
Southwest Financial is “Better Banking for Kroger Associates”. We were chartered in November 1962 as Kro-Dal (Kroger-Dallas) Federal Credit Union. Southwest Financial opened for business in the early months of 1963. At that time, only Kroger associates and their immediate family members were eligible to join
360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors
12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.
Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
