USDA and FHA Pro and Con in Nevada, Story County, IA

For 2025, the limit on USDA loans in Nevada, located in Story county, IA, is $336,500. In contrast, the FHA cap for a single-family dwelling is $472,030.

To compare the best available rates between USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. It helps you figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in for your financial condition.

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2025 Loan Limits and Down Payment Requirements in Nevada, Story County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Diverse USDA and FHA Loan Options in Nevada, IA

Lendersa® aims to deliver the best USDA or FHA loan solutions to you promptly and straightforwardly. You can start by picking one of three initial pathways, which lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IA

A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA mortgage loans provide the benefit of no required down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Star Lending Group
  • 1011 Deer Run Lane, Prosper, TX, 75078
  • Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.
  • CAPROCK HOME LOANS
  • 130 N Preston Rd, Prosper, TX, 75078
  • Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home
  • Wichita Falls Teachers FCU
  • 4301 Barnett Road, Wichita Falls, TX, 76310
  • WFTFCU began building its first complete facility designed specifically for a financial institution. Land was purchased next to Barwise Junior High School and architect Joe B. Roberts designed the 3, 200 square foot building. The facility included a vault, loan offices, a drive-through teller window, lobby tellers and a member service area.
  • Trinity Home Loans
  • 5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
  • Aventa Credit Union_Pueblo
  • 2735 Dublin Boulevard, Colorado Springs, CO, 80918
  • Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
  • nina saldivar mortgage
  • 5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan