USDA Loan Vs. FHA loan pro & con for Bondurant, Polk County, IA

In 2025, USDA loan limit in Bondurant, county of Polk, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bondurant, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(419) 524-0831 572 miles Lender's profile and map Reviews Mechanics Bank 2 South Main Street, Mansfield, OH, 44902 Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
(419) 526-1616 572 miles Lender's profile and map Reviews Tappan Community Credit Union, Inc 191 Park Avenue East, Mansfield, OH, 44902 Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
(330) 730-5539 572 miles Lender's profile and map Reviews McGregor Mortgage, LLC 13 Park Avenue West, Suite 307, Mansfield, OH, 44902 McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
(419) 982-8808 572 miles Lender's profile and map Reviews THA Mortgage 28 Park Avenue West, Suite 601, Mansfield, OH, 44902 THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals. Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
(870) 772-0661 572 miles Lender's profile and map Reviews MilWay Federal Credit Union 2000 Arkansas Blvd, Texarkana, AR, 71854 MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
(931) 823-1247 572 miles Lender's profile and map Reviews Union Bank & Trust Company 201 East Main Street, Livingston, TN, 38570 Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00. The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.
(931) 684-5800 573 miles Lender's profile and map Reviews First Community Bank of Tennessee 207 Elm Street, Shelbyville, TN, 37160 Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
(931) 684-7222 573 miles Lender's profile and map Reviews PEOPLES BANK OF MIDDLE TENNESSEE 1122 North Main Street, Shelbyville, TN, 37160 Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
(931) 680-1400 573 miles Lender's profile and map Reviews Heritage South Community Credit Union 763 North Main Street, Shelbyville, TN, 37160 Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
(256) 468-5867 573 miles Lender's profile and map Reviews Bank Independent 710 S Montgomery Ave, Sheffield, AL, 35660 Bank Independent is a locally owned community Bank committed to making a positive difference in people's lives. We've served the financial needs of folks across North Alabama since 1947 and have grown to become a highly-rated and well-respected $2.1 billion Bank. We couldn't be where we are today without our team members
(903) 667-2553 573 miles Lender's profile and map Reviews State Bank of Dekalb 102 S.W. Runnels, De Kalb, TX, 75559 State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages. The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add