USDA Vs. FHA your options comparison in Bondurant, Polk County, IA

In 2026, the USDA loan cap in Bondurant, within Polk county, IA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to examine current USDA versus FHA optimal rates, and ascertain the required income, credit, savings, and documents to qualify. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side-by-side, aiding in choosing the best plan in for your financial needs.

Explore loan offers from over 100 lenders

2026 loan limits and down payment criteria in Bondurant, Polk county, IA

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Bondurant, IA

The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from three starting points leading to matching lenders and USDA loan options.

Lendersa USDA loan request matched results

Defining USDA Loans in IA

A USDA home loan, backed by the Department of Agriculture, is often termed a USDA rural development loan or mortgage. This loan is geared towards rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Granite Equity Group Inc
  • 311 Judah Street, Suite 100, Roseville, CA, 95678
  • The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.

  • Point Equity Residential Lending
  • 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
  • "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.

    Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"

  • Dennis Knight
  • 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
  • "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
    Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."

  • Brizzi Financial - Mortgage Professionals
  • 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
  • We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed

  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.

    Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549

  • Pacific West Bank
  • 2040 8th Avenue, West Linn, OR, 97068
  • Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.

  • Approved Mortgage Inc
  • 1800 Blankenship Road, Suite 206, West Linn, OR, 97068
  • Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.

  • Advantage Mortgage Inc
  • 265 SW 1st Avenue, Canby, OR, 97013
  • Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.

  • Residential Home Loans
  • 5751 Sunrise Blvd, Citrus Heights, CA, 95610
  • Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.

  • Green Isle Real Estate & Mortgage
  • 6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
  • Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.

  • Sterling Mortgage Services
  • 5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.