USDA VS FHA in Bondurant, Polk County, IA

In 2026, the USDA loan cap in Bondurant, within Polk county, IA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to examine current USDA versus FHA optimal rates, and ascertain the required income, credit, savings, and documents to qualify. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side-by-side, aiding in choosing the best plan in for your financial needs.

Explore loan offers from over 100 lenders

2026 loan limits and down payment criteria in Bondurant, Polk county, IA

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Bondurant, IA

The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from three starting points leading to matching lenders and USDA loan options.

Lendersa USDA loan request matched results

Defining USDA Loans in IA

A USDA home loan, backed by the Department of Agriculture, is often termed a USDA rural development loan or mortgage. This loan is geared towards rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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