For 2026, the USDA loan cap in Huxley, within Story county of IA, is $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. Determine the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Huxley, County of Story, IA
Loan Type
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Huxley, IA
Lendersa® aims to quickly and easily secure you the best USDA or FHA loan possible. Choose one of three starting options that align you with matching lenders and available USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages necessitate no down payment.
We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
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