In 2026, if you're in Osceola, within Clarke county of IA, the USDA loan limit is $336,500. Meanwhile, the FHA loan cap for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today and identify the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in aligns best with your financial needs.
2026 Loan Limits and Down Payment Needs in Osceola, County of Clarke, IA
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Osceola, IA
Lendersa® aims to swiftly and smoothly procure the best possible USDA or FHA loan for you. Choose from three initial routes that help connect you with lenders and explore USDA loan offerings.
USDA home loans, underwritten by the Department of Agriculture and also called USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages demand no down payment.
9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
"Our mission is to redefine real estate in the customer's favor.
We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Fusion Mortgage Lending, we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package.we realize you are unique and we'll work with you to form a loan.
8577 HAVEN AVE, SUITE 201, Rancho Cucamonga, CA, 91730
EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader in streamlining the Home Loan process.
10737 Laurel St Suite 100, Rancho Cucamonga, CA, 91730
PDM Mortgage has brought these principles to our colleagues and our customers through a tradition of "can do, will do" service, making us the independently owned and operated residential mortgage lender of choice from our Rancho Cucamonga, ca and across America we are here to serve you in our Denver Colorado and Boynton Florida offices.
