USDA Vs. FHA your options comparison in Osceola, Clarke County, IA
In 2025, if you're in Osceola, within Clarke county of IA, the USDA loan limit is $336,500. Meanwhile, the FHA loan cap for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today and identify the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Needs in Osceola, County of Clarke, IA
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Osceola, IA
Lendersa® aims to swiftly and smoothly procure the best possible USDA or FHA loan for you. Choose from three initial routes that help connect you with lenders and explore USDA loan offerings.
USDA home loans, underwritten by the Department of Agriculture and also called USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages demand no down payment.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
