FHA Vs. USDA loan program for Winterset, Madison County, Iowa

For 2025, in Winterset of Madison county, IA, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare top USDA versus FHA rates and identify the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the most suitable program in for your financial needs.

USDA and FHA Loan Options in Winterset, IA

The goal of Lendersa® is to rapidly and effortlessly secure you the best possible USDA or FHA loan. You can choose one of the three approaches to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans which require a 3.5% down payment minimum, USDA mortgages require no down payment at all.

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(408) 571-1111 Lender's profile and map Reviews Landmark Real Estate & Financial Inc. 1172 Murphy Avenue, Suite 234, San Jose, CA, 95131 We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
(408) 684-7772 Lender's profile and map Reviews Financial Resources Funding 1590 Oakland Road, Suite B110, San Jose, CA, 95131 "Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
(408) 802-3680 Lender's profile and map Reviews 5 Star Capital, LLC 2188 Del Franco St, Suite 30, San Jose, CA, 95131 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
(408) 666-1326 Lender's profile and map Reviews GoldenPoint Finance 1630 Oakland Road, Suite A209, San Jose, CA, 95131 "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
(510) 299-4811 Lender's profile and map Reviews Epic Brokers 3833 Peralta Blvd, Suite B, Fremont, CA, 94536 Epic Brokers is a prominent real estate and rental marketplace in the country dedicated to providing consumers with knowledge, inspiration, and data around the place they call home. We thrive on connecting people with the best local professionals who can help them with their requirements.
(510) 409-7315 Lender's profile and map Reviews Reliable Real Estate 38930 Blacow Road, Suite E1, Fremont, CA, 94536 As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
(510) 299-3343 Lender's profile and map Reviews Macciola Inc 110 J Street, Fremont, CA, 94536 MACCIOLA INC is proud to offer services in Commercial Real Estate, Residential Real Estate, Home Mortgages, and Design. We set out to create a real estate company different than any other, helping clients with every aspect of their real estate needs. We've sold large multi-acre sites to developers, executed commercial leases, helped sellers.
(925) 465-0444 Lender's profile and map Reviews McKesson Employees' Federal Credit Union 1785 Arnold Drive, Martinez, CA, 94553 McKesson Employees' Federal Credit Union, which began as a credit union for dairy employees, has undergone several transformations in name and location over the years. We serve two employee groups, the employees of McKesson Corporation and its subsidiaries and employees of DS Waters of North America working in the United States.
(888) 297-3416 Lender's profile and map Reviews 1st Northern California Credit Union PO Box 509, Martinez, CA, 94553 1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina
(925) 370-2290 Lender's profile and map Reviews Wall Street Money Brokers 1320 Arnold Drive, Suite 171, Martinez, CA, 94553 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.
(925) 957-0800 Lender's profile and map Reviews Silverado Home Mortgage 1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553 At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.