USDA Loan Vs. FHA loan for Winterset, IA [ best of 2023]

In 2025, USDA loan limit in Winterset, county of Madison, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Winterset, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 773-4561 540 miles Lender's profile and map Reviews Commercial National Bank 5515 Summerhill Road, Texarkana, TX, 75503 The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
(903) 223-0000 540 miles Lender's profile and map Reviews TEXAR Federal Credit Union 2301 Richmond Rd, Texarkana, TX, 75503 TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
(419) 382-4071 541 miles Lender's profile and map Reviews Maumee Valley Credit Union 28 Fearing Boulevard North, Toledo, OH, 43607 "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year. Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership
(419) 424-0163 541 miles Lender's profile and map Reviews Hancock Federal Credit Union 1701 E Melrose Avenue, Findlay, OH, 45839 Hancock Federal Credit Union is a financial institution located in Findlay, OH. We love our community & are very proud to have served the area since 1938! Hancock FCU offers services to people who live, work, worship, or attend school in Hancock County. Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members.
(866) 404-4481 541 miles Lender's profile and map Reviews Pride Mortgage Lending 5409 Gateway Center, Suite C, Flint, MI, 48507 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(800) 748-0451 541 miles Lender's profile and map Reviews Financial Plus Credit Union PO Box 7006, Flint, MI, 48507 Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
(810) 953-4266 541 miles Lender's profile and map Reviews icon mortgage 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507 Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
(810) 239-0343 541 miles Lender's profile and map Reviews Kline Mortgage and Lending LLC 4290 Old Carriage Rd, Flint, MI, 48507 Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.
(615) 717-3185 541 miles Lender's profile and map Reviews Allegiant Mortgage LLC 971 Benders Ferry Rd., Mount Juliet, TN, 37122 When it's time to get a mortgage loan, you should know the difference between a loan officer and a mortgage broker. A mortgage broker is an independent agent who secures financing through outside lenders. This means more options than the standard bank loan officer can offer. We find the lender who has the right program to fit your needs.
(734) 217-0437 542 miles Lender's profile and map Reviews C&B Mortgage Solutions LLC 141 Ecorse Road, Ypsilanti, MI, 48198 C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
(615) 717-9800 542 miles Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.