USDA Loan Vs. FHA loan for Winterset, IA [Madison County ]

For 2025, in Winterset of Madison county, IA, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare top USDA versus FHA rates and identify the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the most suitable program in for your financial needs.

USDA and FHA Loan Options in Winterset, IA

The goal of Lendersa® is to rapidly and effortlessly secure you the best possible USDA or FHA loan. You can choose one of the three approaches to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans which require a 3.5% down payment minimum, USDA mortgages require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(225) 900-7447 Lender's profile and map Reviews Parish Lending, LLC 520 Albert Hart Dr, Baton Rouge, LA, 70808 Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
(225) 810-4287 Lender's profile and map Reviews Intelligent Mortgage 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808 We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
(225) 926-5408 Lender's profile and map Reviews LA Lending, LLC 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808 Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
(706) 354-5000 Lender's profile and map Reviews First American Bank & Trust 300 College Avenue, Athens, GA, 30601 At First American Bank & Trust, our core convictions are not just vague words in a book no one reads. For us, it's the way our business is done. We found them easy to identify because it's what we do. They're what make us the strong and stable, local bank that's here for you. We are a financial institution that specializes in serving you.
(512) 337-7167 Lender's profile and map Reviews HOMEWISE FINANCIAL CORP PO Box 1774, Leander, TX, 78646 Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.
(409) 899-3430 Lender's profile and map Reviews DuGood Federal Credit Union 7505 Eastex Freeway, Beaumont, TX, 77708 We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
(724) 694-5479 Lender's profile and map Reviews Derry Area Federal Credit Union 160 East First Avenue, Derry, PA, 15627 The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.
(337) 332-4132 Lender's profile and map Reviews FM Bank 100 South Main Street, Breaux Bridge, LA, 70517 Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.
(225) 665-4399 Lender's profile and map Reviews First Choice Mortgage, LLC 112 S Range Ave, Denham Springs, LA, 70726 First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
(936) 521-2000 Lender's profile and map Reviews Design Mortgage Group 7511 FM 1488, Magnolia, TX, 77354 At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
(936) 662-7295 Lender's profile and map Reviews Haven Mortgage 12327 Pin Oak Dr., Magnolia, TX, 77354 Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.