For 2025, in Pleasant-Hill, county of Polk, IA, the USDA loan limit is $285,000 and the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Identify the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options, assisting you in deciding the best financial plan for your needs in .
2025 Loan Limits and Down Payment Requirements in Pleasant-Hill, County of Polk, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Pleasant-Hill, IA
Lendersa® aims to efficiently and smoothly secure for you the most suitable USDA or FHA loan. Choose from three starting options that facilitate matching with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
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