USDA Vs. FHA Pro and Con comparison in Pleasant-Hill, Polk County, IA
For 2025, in Pleasant-Hill, county of Polk, IA, the USDA loan limit is $285,000 and the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Identify the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options, assisting you in deciding the best financial plan for your needs in .
2025 Loan Limits and Down Payment Requirements in Pleasant-Hill, County of Polk, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Pleasant-Hill, IA
Lendersa® aims to efficiently and smoothly secure for you the most suitable USDA or FHA loan. Choose from three starting options that facilitate matching with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
3020 Glendale Boulevard, Suite 100, Los Angeles, CA, 90039
Loffredo & Associates operates on a foundation of honesty and integrity. We are committed to always doing what is right and best for our clients, because our clients mean everything to us. We are dedicated to best serve our clients' needs and we have the support staff in place to accomplish our promises.
1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
6618 San Fernando Road, Unit 209, Glendale, CA, 91201
Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.
2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Homestead SPC is the first California Social Purpose Corporation to provide all-inclusive mortgage, realty and legal services to Home Buyers and Homeowners. Founded by Real Estate Attorney and Broker Joseph Arthur Roberts, Homestead SPC is the product of lessons learned from the Great Mortgage Crisis.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
We close loans in as little as 30 days.
3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
With CdM Lending and Priority Financial Network as your lender.
