In the year 2025, the USDA loan limit for Altoona in the county of Polk, IA stands at $336,500, while a single-family home FHA limit is set at $472,030.
To compare today's best USDA vs. FHA rates, try Lendersa® USDA loan calculator. Evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the optimal USDA or FHA loan for you quickly and with ease. Choose from three distinct starting methods to connect with suitable lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's designed solely for rural areas, contrasting FHA loans, which necessitate at least a 3.5% down payment, as USDA mortgages require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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