USDA Vs. FHA Pro and Con comparison in Urbandale, Polk County, IA
In 2025, the USDA loan ceiling in Urbandale, within Polk county, IA, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the current USDA and FHA rates, as well as identify the necessary income, credit, reserves, and documentation required for qualification. Our enhanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA side by side to aid in deciding which program is best for your financial circumstances in .
2025 Loan Ceilings and Down Payment Needs in Urbandale, Polk County, IA
Loan Type
Loan Cap
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Urbandale, IA
At Lendersa®, the aim is to help you acquire the best USDA or FHA loan quickly and effortlessly. Begin with one of three methods that connect you with lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture also known as a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA loan does not require any down payment.
My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
Battles Capital Investment Inc - PrivateInvestor.com
7512 Dr. Phillips Blvd, Orlando, FL, 32819
Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
WatersEdgeMortgage, LLC is a broker located at 7873 3rd Ave S, St. Petersburg, FL 33707. We are a privately owned mortgage company doing business only in Florida. NMLS No. 948963
WatersEdge Mortgage, LLC has become known as providing among the lowest rates and costs in the industry and Florida’s most trusted mortgage broker.
1135 Pasadena Ave. S, Suite 101, Saint Petersburg, FL, 33707
Interim Capital Mortgage, LLC. is a Florida licensed Mortgage Broker Business specializing in residential loans. We have the knowledge and experience to be trusted with the financing for the most important asset you will ever own, your home. Our company has superior relationships with the top Wholesale lenders in the country,
8028 12th Avenue South, Saint Petersburg, FL, 33707
Moneyline Mortgage Inc can help you achieve your goals. To set up the right St Petersburg, FL Mortgage plan for you, get in touch with us -- we're happy to help. Our mission is to provide a stress free experience in acheiving your dream to own a home or refinance your current home at the best rate available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
